How our funding works
Lamma offers on-demand, non-dilutive funding. We combine the best of debt and equity finance, and avoid the worst of each.
The Process
1. Apply for funding
Securely connect your accounts: we connect with your existing banking and payments systems to analyse your revenue data in realtime. Receive a tailored offer from $50K to $500K within 24 hours.
2. Select an offer
Start spending your funds: 100% of the capital is available to use after selecting our offer. Ramp your investment in your business to fuel your growth.
3. Use funds
Capital is credited to your Lamma account, and you decide
how to spend.
4. Repay frequency
Pay back weekly/fortnightly/monthly
5. Scale faster
Meet our network: we connect you with growth partners,
specialist agencies and VCs so you can hit your long-term
milestones.
6. Top up
Access to additional capital: your dedicated Growth Manager
supports your ongoing capital needs so you can keep scaling
without limits.
Start Supercharging Your Growth!
<span data-metadata=""><span data-buffer="">Our funding explained
Using your funds
Fixed-term loans
We use your monthly revenue as a guide and provide up-front capital within 24 hours in exchange for a fixed repayment amount.
You control how you repay us by deciding whether you would like daily or weekly fixed repayments. Know exactly what you will repay from the start.
You control how you repay us by deciding whether you would like daily or weekly fixed repayments. Know exactly what you will repay from the start.
Cash
Receive funds in your bank account,
and have the flexibility to spend on
what you need. *Availability is based on
your circumstances, and it is subject to
review
<span data-metadata=""><span data-buffer="">Our funding explained
Fixed-term loans
We use your monthly revenue as a guide and provide up-front capital within 24 hours in exchange for a fixed repayment amount.
You control how you repay us by deciding whether you would like daily or weekly fixed repayments. Know exactly what you will repay from the start.
<span data-metadata=""><span data-buffer="">Using your funds<span data-metadata="">
Cash
Receive funds in your bank account, and have the flexibility to spend on
what you need. *Availability is based on your circumstances, and it is subject to review
Receive funds in your bank account, and have the flexibility to spend on
what you need. *Availability is based on your circumstances, and it is subject to review
Human capital
We provide support beyond funding. Our portfolio team
are here to regularly check in, advise on your growth,
and make introductions to our extensive network of
trusted partners. We give every founder access to
services which are usually hidden behind the walls of
venture capital.
Your Growth Manager is an advisor, partner,
troubleshooter, and follow-up funding manager. At
Lamma, we prioritise long-term relationships over
short-term gains.
Benefits to your business
The model is simple. Using your monthly revenue as a guide, you get quick access to up-front capital
for growth in exchange for a small percentage of your future earnings.
<span data-metadata=""><span data-buffer="">No dilution
Why give up equity to fund repeatable aspects of your business? It’s your business. Stay in control.
Get funded quicker for less
Easy access to cost effective funding with more flexibility than ever before.
FAQs
Am I eligible for funding?
You’re eligible for funding if you meet all of the following criteria:
- 12+ months in business
- $25k+ monthly revenue
- Business registered in the Australia
How much can I borrow?
We offer from $50k to $500k, although you’re able to apply for additional funding once you’ve repaid 33%+ of your current facility.
When will I receive my funding?
We aim to process applications within 24 hours. Once activated, your account will be credited with the agreed amount and you’ll be able to start spending straight away.
How do repayments work?
Repayments are taken via direct debit either on a weekly, fortnightly or monthly basis. We can offer funding over 3, 6, 9 and 12 months.
How do I apply for funding?
Check your eligibility here.
You’ll need to provide the following information to apply:
You’ll need to provide the following information to apply:
- Company and director details
- Bank connections/statements
- Accounting software connections/recent financials
Why lamma?
We offer fast, flexible funding for your exact needs. Unlike a traditional bank loan, we’re able to provide you with a funding offer in 24 hours thanks to our market-leading, proprietary tech.
Where can I find out more?
You can write to our customer support team at (email). We are currently only operating in Australia
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